| Frequently Asked Questions |
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Do I need to be on time with my payments or do I need to fall behind?
We can try to dispute the charges made first but if they are not willing to comply then it is your business decision if you wish to fall behind.
It does make your case a lot stronger if you did miss a few payments. By law we cannot tell you to not make your payments.
Do I need to dispute all debt or only the cards I want to eliminate?
You can dispute any debt you wish and can keep any cards you like, a lot of the times clients like the idea to have a couple cards in hand in
case of an emergency.
Is this a new law that has just come into effect?
No. This has been around for years now, its common now days because of the financial meltdown. This is all based on the fair credit
billing act feel free to research or ask us more questions based on this act.
Is this like those other settlement companies?
NO! We want to eliminate all your debt where you have ZERO to as little out of your pocket as possible. Ask us how we will be more then
happy to tell you.
While I am behind on payments will the creditors keep harassing me throughout the process?
NO! We will send them out a cease and desist letter so all calls will stop. Let them know to contact your attorney and to stop contacting
you. If calls continue let your attorney know immediately so he/she can take further action. If it continues law suet can then take place.
Please note: another retainer may need to be signed if litigation is needed to be filed, all cases may result with additional fees ask your
attorney for details.